Financial wellbeing impacts our physical and mental wellbeing. The cost-of-living crisis has led to more and more people struggling to make ends meet and increased the likelihood of people taking on problem debt. Confronted with these external challenges, there is an opportunity to support people to build skills, knowledge and behaviours to improve their resilience, living standards and ability to navigate uncertainty so that they can be better prepared for financial shocks. A vicious cycle can develop where financial worries impact mental and physical health which in turn impact the ability to manage money.